Our Story

Kaizen Retirement Plan Consultants was founded by Rachael J. Holcomb, a seasoned retirement plan advisor with a passion for clarity, strategic thinking, and meaningful outcomes. After years of navigating the complexities of 401(k) plans and participant education, she created Kaizen RPC to offer something different, a firm rooted in thoughtful guidance, transparent partnerships, and continuous improvement.

We believe in clarity over complexity, thoughtful planning over quick fixes, and long-term outcomes over short-term wins. Everything we do is grounded in trust, measurable progress, and a deep understanding of what both employers and employees need to thrive.

Kaizen Retirement Plan Consultants is built on diverse strengths and shared values. Our team brings experience, empathy, and a steady hand to every relationship. Together, we help employers simplify their plans and empower their employees to plan with confidence.

Leadership


  • Rachael J. Holcomb is the founder of Kaizen Retirement Plan Consultants, where she brings over 15 years of experience in financial services. Known for her strategic insight and dedication to service, Rachael partners with businesses to simplify their 401(k) plans and deliver stronger outcomes for both plan sponsors and participants.

    Throughout her career, Rachael has helped organizations navigate complex plan design decisions, meet fiduciary obligations, benchmark fees, and conduct investment reviews with clarity and confidence. Her approach emphasizes education, transparency, and measurable progress — values deeply rooted in the Kaizen philosophy of continuous improvement.

    Rachael services her clients as a fiduciary under ERISA Section 3(21). Her leadership and thoughtful planning have earned her recognition as a trusted advisor across industries.

    Originally from Boston, Rachael now lives with her family on a hobby farm in East Tennessee. She and her husband Mike are raising four children alongside a Great Dane named Eeyore and three very opinionated cats.

  • Retirement Plan Director